Badgerland Financial puts your money to work for you.

Make more money while saving money, with Credit Line Plus.

Credit Line Plus is a smart financial tool because it:

• Combines the availability of a revolving line of credit with the high return of a short-term investment account.
• Saves you money by putting your funds to work where they generate the best return for you.

When you have cash available, your Badgerland Financial operating loan will be paid first and all excess funds will then be deposited in an investment account comprised of AgriBank Bonds.

• These bonds pay interest at rates higher than typical commercial bank accounts.
• In addition, interest earned on these bonds is exempt from state and local income tax.

Plus, your account funds are readily available. When you need cash for operating, living or other expenses, the Credit Line Plus account funds are used before advancing funds from your operating loan, thereby minimizing interest cost for you.

Using a Credit Line Plus account is as simple as making a loan payment or writing a draft on your Badgerland Financial operating loan.

• You can do business in person, by mail, phone or even on the Internet.
• Every month you’ll receive separate statements detailing your loan and investment activity.

Even if you do not have an operating loan with Badgerland Financial, investments can still be made in AgriBank Bonds. Contact Badgerland Financial to see how we can help.